*Press Release South West District*
Dated: 02/07/2025

✳️ *MULTI-LAKH RUPEES SBI CREDIT CARD CYBER FRAUD RING BUSTED BY STAFF OF PS CYBER, SOUTH-WEST DISTRICT*

✳️ *THREE CHEATS/FRAUDSTERS ARRESTED FROM JAMTARA, JHARKHAND.*

✳️ *COMPLAINANT WAS CHEATED OF Rs. 10.80 LACS ON THE PRETEXT OF KYC UPDATION OF HIS SBI CREDIT CARD*

✳️ *05 SMART PHONES, 06 SIM CARDS & ONE DEBIT CARD RECOVERED*

        The team of Cyber Police Station, South-West District has successfully busted a sophisticated and organized fraud racket that swindled over ₹10.95 lakh from a Delhi resident using phishing, social engineering, and remote access tools. In a significant breakthrough against inter-state cybercrime operations, three accused persons, identified as *1. Mujaffar Jilani, 2. Aftab Ansari & 3. Md. Iqbal Raza,* all residents of Jamtara, Jharkhand have been arrested. A total of five smart phones, 06 Sim cards & one debit card used in the commission of cyber fraud have been seized.

*INCIDENT:*
       A case vide FIR No. 23/2025 u/s 318(4)/319(2)/3(5)/61(2) BNS was registered at PS Cyber, SWD, on the complaint of Sh. KC Barthwal (Age 49 years), a resident of Palam, Delhi who alleged that on 05.04.2025, he received a phone call from an unknown number, where the caller impersonated as an official from the SBI Credit Card Branch, Mumbai Headquarters. The caller falsely informed the complainant of a ₹588.82 debit from his SBI credit card and pressurized him to either activate or block the card by updating KYC details via a provided link. The complainant, intending to block the card, opened the link and unknowingly provided his sensitive card information. On 06.04.2025, he further received a call from another number, where additional details were extracted under false pretences. On 07.04.2025, an unauthorized transaction of ₹15,000 was made from his credit card. Subsequently, between 10.04.2025 to 12.04.2025, five unauthorized transactions worth ₹10,80,000/- were made through his SBI internet banking account. Accordingly, investigation was initiated in this regard.

*INVESTIGATION & ARREST:*
        Keeping in view the increase in incidents of Cyber Fraud and sensitivity of the matter, a dedicated team led by SI Amit Malik comprising HC Manoj, HC Vikram Mahla, HC Sachin, and HC Sanjay was constituted under the supervision of Inspector Pravesh Kaushik, SHO/PS Cyber/SWD and under the guidance of Sh. Vijay Kumar, ACP/Operations/SWD. The team adopted a targeted strategy focusing on known cybercrime hubs in Jamtara, Jharkhand, which continues to serve as a hotspot for organized cyber fraud in India. On examining the victim, it was revealed that the accused sent a fake link resembling SBI’s official website to collect the victim’s sensitive card information, including card number, CVV, expiry date, and OTP. With these details, the gang gained unauthorized access to the victim’s credit card and later his internet banking credentials. On the basis of technical surveillance, accused persons were located in Karmatar, Jamtara, Jharkhand.

        Accordingly, raids were conducted in the area of Jharkhand and after 02 days of sustained efforts including doing recce disguised in local traditional costumes and observing the target for hours from a distance in hard terrain, 02 accused persons namely Mujaffar Jilani and Aftab Ansari were arrested. They were interrogated in depth, who disclosed that they along with co accused Md. Iqbal Raza had committed the said offence. Thereafter, both the accused persons were brought to Delhi on Transit Remand and their PC remand was obtained. During PC remand, raids were conducted again in Jamtara and co accused Iqbal Raza was also nabbed.

*MODUS OPERANDI USED IN THE CASE:*
1. Phishing Call: Victim was called using spoofed or untraceable numbers.
2. Fake KYC Link: Victim was redirected to a phishing site resembling the official SBI portal.
3. Remote Access via APK: A malicious app was installed on the victim’s phone to capture real-time data and OTPs.
4. Internet Banking of Victim accessed: Accused persons accessed internet banking by taking net banking credentials through “Customer support” malicious App.
5. Laundering via Gaming & Wallet Apps: Funds were transferred into digital wallets and gaming platforms such as A23 Gaming, Mobikwik, Classic Rummy, and Umpire First Gaming.
6. Beneficiary Accounts & Cash Withdrawals: Money was routed through multiple mule accounts before being withdrawn in cash.
7. Use of Fake SIMs: SIM cards sold at ₹1,200 each were used in fake identities to avoid detection.

*PROFILE OF ACCUSED ARRESTED:*
1. Mujaffar Jilani R/o Satuwantar, PO Sitalpur, PS Karmatar, Jamtara, Jharkhand, Age 27 years is the close associate of mastermind Aftab Ansari. He received laundered funds through gaming wallets.            
2. Aftab Ansari R/o Satuwantar, PO Sitalpur, PS Karmatar, Jamtara, Jharkhand, Age 27 years is the mastermind of this syndicate who initiated the fraud and managed operations. He received laundered funds through gaming wallets.         
3. Md. Iqbal Raza R/o Village Kasitarn, PS Karmatar, Jamtara, Jharkhand, Age 24 years is tech savvy and involved in laundering and transferring stolen funds via internet banking. He sent APK file “Customer support” a malicious app to obtain real time OTP and other data of victim’s phone. Forwarded call & SMS of victim’s number to a fake mobile no. which was used by him to give consent to SBI bank for transaction confirmation.

Accused provided mule accounts and withdrew large cash sums.

*RECOVERY:*
1. 05 Smart mobile phones, 
2. 06 SIM cards & 
3. One debit card, used in the commission of fraud.

*PUBLIC ADVISORY:*
       Citizens are urged to remain alert and follow the following safety measures:
- Never share OTPs, credit/debit card details, or net banking credentials over phone calls or SMS.
- Do not click on suspicious links received via SMS, WhatsApp, or email.
- Banks never ask for sensitive information via phone or unauthorized apps.

*CASE WORKED OUT:*
1. FIR No. 23/2025 u/s 318(4)/319(2)/3(5)/61(2) BNS, Cyber Police Station, South West District and numerous NCRP complaints.

       The prompt and coordinated action by the Cyber Police Station, South-West District, has successfully disrupted a transnational cyber fraud network, safeguarding citizens from further exploitation.

       Further investigation is under progress.

*(AMIT GOEL), IPS*
DY. COMMISSIONER OF POLICE
SOUTH WEST DISTT: NEW DELHI